Warned Users.
Secured Users.
Happy Users.
Stopping a payment is often too late – 93% of fraud attempts still go through. Our warning system cuts that to 58% and keeps improving. By 2026, we aim to protect 1 million users across Europe.
Known from
Who Benefits From Our Service
Banks and Fintechs
can access our IBAN API and display proactive fraud warnings during the payment process. read more…
Finanzdienstleister
Financial service providers
not regulated under the German Payment Services Supervision Act benefit from early fraud alerts. read more…
Authorities
can receive detailed case data. For complex investigations, we provide support under §§ 95, 161, 163 of the German Code of Criminal Procedure. read more…
Platforms
interested in forwarding our data to third parties are welcome to collaborate. read more…
Training data
you are training fraud detection systems and need real-world datasets?
Journalists
we’re happy to support your work and provide data after a two-month delay. read more…
Our Partners Partner
Our Approach
- We receive fraud reports from users via hinweishelden.com, schummelrechnungen.de, notaries, and chambers of commerce. We also research new fake shops and place test orders proactively.
- We analyze the collected information and forward reports to banks and partners via email and our API.
- In 2024, approximately 42% of our reports reached the bank before the transfer was executed.
What others say about our service:
From affected banks:
“Great work! Your alerts have helped us identify several fraud typologies, improve our response time, and assist innocent people.”
Laimonas Žmuidinavičius, CEO PayTend Europe
From our partner and sponsor Qonto:
“We work closely with our partner LexMentis and support its mission to fight fraud and strengthen the resilience of payment systems.”
Lukas Zörner, Managing Director – Qonto Germany
From the Public Prosecutor’s Office in Detmold, Germany:
“[…] reports submitted via their website www.schummelrechnungen.de by alert invoice recipients were promptly forwarded to the investigative authorities, enabling numerous bank accounts to be frozen early, securing funds, and preventing further damage.”
27. April 2023, Lippische Landes-Zeitung, „150.000 gefälschte Rechnungen: Detmolder Staatsanwalt schnappt internationale Betrügerbande“ (Link, PDF)